Moving from Houston to San Antonio (2026)

San Antonio has a COL index of 87 vs 95 for Houston (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$250/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
95 โ†’ 87
100 = US avg
1BR rent
$1,350 โ†’ $1,100
per month
State tax
None โ†’ None
income tax
COL difference
95 โ†’ 87
8% cheaper

Salary needed in San Antonio to match your Houston lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in HoustonEquivalent in San Antonio
$40K$36,632
$50K$45,789
$60K$54,947
$75K$68,684
$80K$73,263
$100K$91,579
$120K$109,895
$150K$137,368

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$301/moon core expenses at $75K

Monthly budget at $75K โ€” Houston vs San Antonio

ExpenseHoustonSan Antonio
Monthly take-home$4,741$4,741
1BR rent$1,350$1,100
Groceries$357$353
Transport$90$48
Utilities$175$175
Internet$65$60
Left after essentials$2,704$3,005

30-Year Wealth Builder

If you invest your monthly savings of $301 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$367,211

over 30 years compared to staying in Houston โ€” that's the real price of a city.

$301/mo invested

Frequently asked questions

Is San Antonio cheaper than Houston?

Yes. San Antonio has a cost of living index of 87 vs 95 for Houston (100 = US average). That's about 8% cheaper.

How much will I save moving from Houston to San Antonio?

On a $75K salary, moving from Houston to San Antonio saves roughly $250/month on core expenses. That's ~$3,000/year.

What salary do I need in San Antonio to match my Houston lifestyle?

To maintain the same purchasing power as $75,000 in Houston, you'd need roughly $68,684/year in San Antonio. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only