Moving from Lincoln to Amarillo (2026)

Amarillo has a COL index of 80 vs 86 for Lincoln (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$563/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
86 โ†’ 80
100 = US avg
1BR rent
$1,150 โ†’ $950
per month
State tax
5.8% โ†’ None
income tax
COL difference
86 โ†’ 80
7% cheaper

Salary needed in Amarillo to match your Lincoln lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in LincolnEquivalent in Amarillo
$40K$37,209
$50K$46,512
$60K$55,814
$75K$69,767
$80K$74,419
$100K$93,023
$120K$111,628
$150K$139,535

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$201/moon core expenses at $75K

Monthly budget at $75K โ€” Lincoln vs Amarillo

ExpenseLincolnAmarillo
Monthly take-home$4,378$4,741
1BR rent$1,150$950
Groceries$357$346
Transport$48$38
Utilities$152$170
Internet$58$60
Left after essentials$2,613$3,177

30-Year Wealth Builder

If you invest your monthly savings of $201 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$245,214

over 30 years compared to staying in Lincoln โ€” that's the real price of a city.

$201/mo invested

Frequently asked questions

Is Amarillo cheaper than Lincoln?

Yes. Amarillo has a cost of living index of 80 vs 86 for Lincoln (100 = US average). That's about 7% cheaper.

How much will I save moving from Lincoln to Amarillo?

On a $75K salary, moving from Lincoln to Amarillo saves roughly $563/month on core expenses. That's ~$6,756/year.

What salary do I need in Amarillo to match my Lincoln lifestyle?

To maintain the same purchasing power as $75,000 in Lincoln, you'd need roughly $69,767/year in Amarillo. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only