Moving from Madison to Missoula (2026)
Missoula has a COL index of 97 vs 97 for Madison (100 = US average). Expect to pay about 0% more for the same lifestyle.
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Key differences
Salary needed in Missoula to match your Madison lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Madison | Equivalent in Missoula |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
💵 Household income (before tax)
Monthly budget at $75K — Madison vs Missoula
| Expense | Madison | Missoula |
|---|---|---|
| Monthly take-home | $4,259 | $4,316 |
| 1BR rent | $1,650 | $1,300 |
| Groceries | $384 | $376 |
| Transport | $62 | $45 |
| Utilities | $162 | $145 |
| Internet | $63 | $68 |
| Left after essentials | $1,938 | $2,382 |
30-Year Wealth Builder
If you invest your monthly savings of $387 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Madison — that's the real price of a city.
Frequently asked questions
Is Missoula cheaper than Madison?
No. Missoula has a cost of living index of 97 vs 97 for Madison (100 = US average). That's about 0% more expensive.
How much will I save moving from Madison to Missoula?
On a $75K salary, moving from Madison to Missoula saves roughly $406/month on core expenses. That's ~$4,872/year.
What salary do I need in Missoula to match my Madison lifestyle?
To maintain the same purchasing power as $75,000 in Madison, you'd need roughly $75,000/year in Missoula. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only