Moving from Miami to Austin (2026)
Austin has a COL index of 122 vs 123 for Miami (100 = US average). You'd pay about 1% less for the same lifestyle.
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Key differences
Salary needed in Austin to match your Miami lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Miami | Equivalent in Austin |
|---|---|
| $40K | $39,675 |
| $50K | $49,593 |
| $60K | $59,512 |
| $75K | $74,390 |
| $80K | $79,350 |
| $100K | $99,187 |
| $120K | $119,024 |
| $150K | $148,780 |
💵 Household income (before tax)
Monthly budget at $75K — Miami vs Austin
| Expense | Miami | Austin |
|---|---|---|
| Monthly take-home | $4,741 | $4,741 |
| 1BR rent | $2,500 | $1,800 |
| Groceries | $399 | $372 |
| Transport | $112 | $50 |
| Utilities | $185 | $170 |
| Internet | $70 | $65 |
| Left after essentials | $1,475 | $2,284 |
30-Year Wealth Builder
If you invest your monthly savings of $809 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Miami — that's the real price of a city.
Frequently asked questions
Is Austin cheaper than Miami?
Yes. Austin has a cost of living index of 122 vs 123 for Miami (100 = US average). That's about 1% cheaper.
How much will I save moving from Miami to Austin?
On a $75K salary, moving from Miami to Austin saves roughly $700/month on core expenses. That's ~$8,400/year.
What salary do I need in Austin to match my Miami lifestyle?
To maintain the same purchasing power as $75,000 in Miami, you'd need roughly $74,390/year in Austin. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only