Moving from Minneapolis to Houston (2026)

Houston has a COL index of 95 vs 106 for Minneapolis (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$969/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
106 โ†’ 95
100 = US avg
1BR rent
$1,700 โ†’ $1,350
per month
State tax
9.9% โ†’ None
income tax
COL difference
106 โ†’ 95
10% cheaper

Salary needed in Houston to match your Minneapolis lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in MinneapolisEquivalent in Houston
$40K$35,849
$50K$44,811
$60K$53,774
$75K$67,217
$80K$71,698
$100K$89,623
$120K$107,547
$150K$134,434

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$409/moon core expenses at $75K

Monthly budget at $75K โ€” Minneapolis vs Houston

ExpenseMinneapolisHouston
Monthly take-home$4,122$4,741
1BR rent$1,700$1,350
Groceries$391$357
Transport$95$90
Utilities$195$175
Internet$65$65
Left after essentials$1,676$2,704

30-Year Wealth Builder

If you invest your monthly savings of $409 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$498,968

over 30 years compared to staying in Minneapolis โ€” that's the real price of a city.

$409/mo invested

Frequently asked questions

Is Houston cheaper than Minneapolis?

Yes. Houston has a cost of living index of 95 vs 106 for Minneapolis (100 = US average). That's about 10% cheaper.

How much will I save moving from Minneapolis to Houston?

On a $75K salary, moving from Minneapolis to Houston saves roughly $969/month on core expenses. That's ~$11,628/year.

What salary do I need in Houston to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $67,217/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only