Moving from Minneapolis to Philadelphia (2026)

Philadelphia has a COL index of 107 vs 106 for Minneapolis (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$125 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
106 โ†’ 107
100 = US avg
1BR rent
$1,700 โ†’ $2,000
per month
State tax
9.9% โ†’ 3.1%
income tax
COL difference
106 โ†’ 107
1% more expensive

Salary needed in Philadelphia to match your Minneapolis lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in MinneapolisEquivalent in Philadelphia
$40K$40,377
$50K$50,472
$60K$60,566
$75K$75,708
$80K$80,755
$100K$100,943
$120K$121,132
$150K$151,415

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$266/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Minneapolis vs Philadelphia

ExpenseMinneapolisPhiladelphia
Monthly take-home$4,122$4,547
1BR rent$1,700$2,000
Groceries$391$391
Transport$95$96
Utilities$195$160
Internet$65$65
Left after essentials$1,676$1,835

Frequently asked questions

Is Philadelphia cheaper than Minneapolis?

No. Philadelphia has a cost of living index of 107 vs 106 for Minneapolis (100 = US average). That's about 1% more expensive.

How much will I save moving from Minneapolis to Philadelphia?

On a $75K salary, moving from Minneapolis to Philadelphia saves roughly $125/month on core expenses. That's ~$1,500/year.

What salary do I need in Philadelphia to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $75,708/year in Philadelphia. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only