Moving from Minneapolis to San Diego (2026)

San Diego has a COL index of 148 vs 106 for Minneapolis (100 = US average). Expect to pay about 40% more for the same lifestyle.

Pay ~$863 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
106 โ†’ 148
100 = US avg
1BR rent
$1,700 โ†’ $2,600
per month
State tax
9.9% โ†’ 9.3%
income tax
COL difference
106 โ†’ 148
40% more expensive

Salary needed in San Diego to match your Minneapolis lifestyle

Based on the 40% cost of living increase between the two cities.

Your salary in MinneapolisEquivalent in San Diego
$40K$55,849
$50K$69,811
$60K$83,774
$75K$104,717
$80K$111,698
$100K$139,623
$120K$167,547
$150K$209,434

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$863/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Minneapolis vs San Diego

ExpenseMinneapolisSan Diego
Monthly take-home$4,122$4,159
1BR rent$1,700$2,600
Groceries$391$414
Transport$95$100
Utilities$195$130
Internet$65$65
Left after essentials$1,676$850

Frequently asked questions

Is San Diego cheaper than Minneapolis?

No. San Diego has a cost of living index of 148 vs 106 for Minneapolis (100 = US average). That's about 40% more expensive.

How much will I save moving from Minneapolis to San Diego?

On a $75K salary, core expenses in San Diego run about $863/month more than Minneapolis. Factor this into your salary negotiation when relocating.

What salary do I need in San Diego to match my Minneapolis lifestyle?

To maintain the same purchasing power as $75,000 in Minneapolis, you'd need roughly $104,717/year in San Diego. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only