Moving from Montgomery to Austin (2026)

Austin has a COL index of 122 vs 81 for Montgomery (100 = US average). Expect to pay about 51% more for the same lifestyle.

Pay ~$437 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
81 โ†’ 122
100 = US avg
1BR rent
$1,050 โ†’ $1,800
per month
State tax
5% โ†’ None
income tax
COL difference
81 โ†’ 122
51% more expensive

Salary needed in Austin to match your Montgomery lifestyle

Based on the 51% cost of living increase between the two cities.

Your salary in MontgomeryEquivalent in Austin
$40K$60,247
$50K$75,309
$60K$90,370
$75K$112,963
$80K$120,494
$100K$150,617
$120K$180,741
$150K$225,926

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$788/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Montgomery vs Austin

ExpenseMontgomeryAustin
Monthly take-home$4,428$4,741
1BR rent$1,050$1,800
Groceries$353$372
Transport$38$50
Utilities$170$170
Internet$58$65
Left after essentials$2,759$2,284

Frequently asked questions

Is Austin cheaper than Montgomery?

No. Austin has a cost of living index of 122 vs 81 for Montgomery (100 = US average). That's about 51% more expensive.

How much will I save moving from Montgomery to Austin?

On a $75K salary, core expenses in Austin run about $437/month more than Montgomery. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my Montgomery lifestyle?

To maintain the same purchasing power as $75,000 in Montgomery, you'd need roughly $112,963/year in Austin. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only