Moving from Nashville to Springfield (2026)

Springfield has a COL index of 79 vs 112 for Nashville (100 = US average). You'd pay about 29% less for the same lifestyle.

Save ~$556/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
112 โ†’ 79
100 = US avg
1BR rent
$1,800 โ†’ $950
per month
State tax
None โ†’ 4.7%
income tax
COL difference
112 โ†’ 79
29% cheaper

Salary needed in Springfield to match your Nashville lifestyle

Based on the 29% cost of living decrease between the two cities.

Your salary in NashvilleEquivalent in Springfield
$40K$28,214
$50K$35,268
$60K$42,321
$75K$52,902
$80K$56,429
$100K$70,536
$120K$84,643
$150K$105,804

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$907/moon core expenses at $75K

Monthly budget at $75K โ€” Nashville vs Springfield

ExpenseNashvilleSpringfield
Monthly take-home$4,741$4,447
1BR rent$1,800$950
Groceries$365$353
Transport$70$42
Utilities$170$155
Internet$60$58
Left after essentials$2,276$2,889

30-Year Wealth Builder

If you invest your monthly savings of $907 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,106,514

over 30 years compared to staying in Nashville โ€” that's the real price of a city.

$907/mo invested

Frequently asked questions

Is Springfield cheaper than Nashville?

Yes. Springfield has a cost of living index of 79 vs 112 for Nashville (100 = US average). That's about 29% cheaper.

How much will I save moving from Nashville to Springfield?

On a $75K salary, moving from Nashville to Springfield saves roughly $556/month on core expenses. That's ~$6,672/year.

What salary do I need in Springfield to match my Nashville lifestyle?

To maintain the same purchasing power as $75,000 in Nashville, you'd need roughly $52,902/year in Springfield. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only