Moving from Norfolk to Montgomery (2026)
Montgomery has a COL index of 81 vs 90 for Norfolk (100 = US average). You'd pay about 10% less for the same lifestyle.
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Key differences
Salary needed in Montgomery to match your Norfolk lifestyle
Based on the 10% cost of living decrease between the two cities.
| Your salary in Norfolk | Equivalent in Montgomery |
|---|---|
| $40K | $36,000 |
| $50K | $45,000 |
| $60K | $54,000 |
| $75K | $67,500 |
| $80K | $72,000 |
| $100K | $90,000 |
| $120K | $108,000 |
| $150K | $135,000 |
💵 Household income (before tax)
Monthly budget at $75K — Norfolk vs Montgomery
| Expense | Norfolk | Montgomery |
|---|---|---|
| Monthly take-home | $4,378 | $4,428 |
| 1BR rent | $1,400 | $1,050 |
| Groceries | $365 | $353 |
| Transport | $55 | $38 |
| Utilities | $170 | $170 |
| Internet | $60 | $58 |
| Left after essentials | $2,328 | $2,759 |
30-Year Wealth Builder
If you invest your monthly savings of $381 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Norfolk — that's the real price of a city.
Frequently asked questions
Is Montgomery cheaper than Norfolk?
Yes. Montgomery has a cost of living index of 81 vs 90 for Norfolk (100 = US average). That's about 10% cheaper.
How much will I save moving from Norfolk to Montgomery?
On a $75K salary, moving from Norfolk to Montgomery saves roughly $400/month on core expenses. That's ~$4,800/year.
What salary do I need in Montgomery to match my Norfolk lifestyle?
To maintain the same purchasing power as $75,000 in Norfolk, you'd need roughly $67,500/year in Montgomery. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only