Moving from Phoenix to Denver (2026)

Denver has a COL index of 122 vs 100 for Phoenix (100 = US average). Expect to pay about 22% more for the same lifestyle.

Pay ~$619 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
100 โ†’ 122
100 = US avg
1BR rent
$1,500 โ†’ $2,000
per month
State tax
2.5% โ†’ 4.4%
income tax
COL difference
100 โ†’ 122
22% more expensive

Salary needed in Denver to match your Phoenix lifestyle

Based on the 22% cost of living increase between the two cities.

Your salary in PhoenixEquivalent in Denver
$40K$48,800
$50K$61,000
$60K$73,200
$75K$91,500
$80K$97,600
$100K$122,000
$120K$146,400
$150K$183,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$504/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Phoenix vs Denver

ExpensePhoenixDenver
Monthly take-home$4,584$4,466
1BR rent$1,500$2,000
Groceries$369$388
Transport$64$114
Utilities$210$140
Internet$60$65
Left after essentials$2,381$1,759

Frequently asked questions

Is Denver cheaper than Phoenix?

No. Denver has a cost of living index of 122 vs 100 for Phoenix (100 = US average). That's about 22% more expensive.

How much will I save moving from Phoenix to Denver?

On a $75K salary, core expenses in Denver run about $619/month more than Phoenix. Factor this into your salary negotiation when relocating.

What salary do I need in Denver to match my Phoenix lifestyle?

To maintain the same purchasing power as $75,000 in Phoenix, you'd need roughly $91,500/year in Denver. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only