Moving from Portland to Houston (2026)

Houston has a COL index of 95 vs 125 for Portland (100 = US average). You'd pay about 24% less for the same lifestyle.

Save ~$1,169/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
125 โ†’ 95
100 = US avg
1BR rent
$1,900 โ†’ $1,350
per month
State tax
9.9% โ†’ None
income tax
COL difference
125 โ†’ 95
24% cheaper

Salary needed in Houston to match your Portland lifestyle

Based on the 24% cost of living decrease between the two cities.

Your salary in PortlandEquivalent in Houston
$40K$30,400
$50K$38,000
$60K$45,600
$75K$57,000
$80K$60,800
$100K$76,000
$120K$91,200
$150K$114,000

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$565/moon core expenses at $75K

Monthly budget at $75K โ€” Portland vs Houston

ExpensePortlandHouston
Monthly take-home$4,122$4,741
1BR rent$1,900$1,350
Groceries$407$357
Transport$100$90
Utilities$130$175
Internet$65$65
Left after essentials$1,520$2,704

30-Year Wealth Builder

If you invest your monthly savings of $565 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$689,284

over 30 years compared to staying in Portland โ€” that's the real price of a city.

$565/mo invested

Frequently asked questions

Is Houston cheaper than Portland?

Yes. Houston has a cost of living index of 95 vs 125 for Portland (100 = US average). That's about 24% cheaper.

How much will I save moving from Portland to Houston?

On a $75K salary, moving from Portland to Houston saves roughly $1,169/month on core expenses. That's ~$14,028/year.

What salary do I need in Houston to match my Portland lifestyle?

To maintain the same purchasing power as $75,000 in Portland, you'd need roughly $57,000/year in Houston. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only