Moving from Sacramento to El Paso (2026)

El Paso has a COL index of 80 vs 127 for Sacramento (100 = US average). You'd pay about 37% less for the same lifestyle.

Save ~$1,531/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
127 โ†’ 80
100 = US avg
1BR rent
$2,000 โ†’ $1,050
per month
State tax
9.3% โ†’ None
income tax
COL difference
127 โ†’ 80
37% cheaper

Salary needed in El Paso to match your Sacramento lifestyle

Based on the 37% cost of living decrease between the two cities.

Your salary in SacramentoEquivalent in El Paso
$40K$25,197
$50K$31,496
$60K$37,795
$75K$47,244
$80K$50,394
$100K$62,992
$120K$75,591
$150K$94,488

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$1,047/moon core expenses at $75K

Monthly budget at $75K โ€” Sacramento vs El Paso

ExpenseSacramentoEl Paso
Monthly take-home$4,159$4,741
1BR rent$2,000$1,050
Groceries$403$346
Transport$100$40
Utilities$150$175
Internet$65$60
Left after essentials$1,441$3,070

30-Year Wealth Builder

If you invest your monthly savings of $1,047 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,277,310

over 30 years compared to staying in Sacramento โ€” that's the real price of a city.

$1,047/mo invested

Frequently asked questions

Is El Paso cheaper than Sacramento?

Yes. El Paso has a cost of living index of 80 vs 127 for Sacramento (100 = US average). That's about 37% cheaper.

How much will I save moving from Sacramento to El Paso?

On a $75K salary, moving from Sacramento to El Paso saves roughly $1,531/month on core expenses. That's ~$18,372/year.

What salary do I need in El Paso to match my Sacramento lifestyle?

To maintain the same purchasing power as $75,000 in Sacramento, you'd need roughly $47,244/year in El Paso. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only