Moving from Singapore to Ho Chi Minh City (2026)
Ho Chi Minh City has a COL index of 38 vs 125 for Singapore (100 = US average). You'd pay about 70% less for the same lifestyle.
Change cities
Key differences
Salary needed in Ho Chi Minh City to match your Singapore lifestyle
Based on the 70% cost of living decrease between the two cities.
| Your salary in Singapore | Equivalent in Ho Chi Minh City |
|---|---|
| $40K | $12,160 |
| $50K | $15,200 |
| $60K | $18,240 |
| $75K | $22,800 |
| $80K | $24,320 |
| $100K | $30,400 |
| $120K | $36,480 |
| $150K | $45,600 |
💵 Household income (before tax)
Monthly budget at $75K — Singapore vs Ho Chi Minh City
| Expense | Singapore | Ho Chi Minh City |
|---|---|---|
| Monthly take-home | $3,366 | $4,741 |
| 1BR rent | $2,200 | $500 |
| Groceries | $380 | $380 |
| Transport | $150 | $150 |
| Utilities | $80 | $50 |
| Internet | $35 | $15 |
| Left after essentials | $521 | $3,646 |
30-Year Wealth Builder
If you invest your monthly savings of $1,750 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Singapore — that's the real price of a city.
Frequently asked questions
Is Ho Chi Minh City cheaper than Singapore?
Yes. Ho Chi Minh City has a cost of living index of 38 vs 125 for Singapore (100 = US average). That's about 70% cheaper.
How much will I save moving from Singapore to Ho Chi Minh City?
On a $75K salary, moving from Singapore to Ho Chi Minh City saves roughly $3,075/month on core expenses. That's ~$36,900/year.
What salary do I need in Ho Chi Minh City to match my Singapore lifestyle?
To maintain the same purchasing power as $75,000 in Singapore, you'd need roughly $22,800/year in Ho Chi Minh City. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only