Moving from Washington to Austin (2026)

Austin has a COL index of 122 vs 153 for Washington (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$1,663/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
153 โ†’ 122
100 = US avg
1BR rent
$3,100 โ†’ $1,800
per month
State tax
5.8% โ†’ None
income tax
COL difference
153 โ†’ 122
20% cheaper

Salary needed in Austin to match your Washington lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in WashingtonEquivalent in Austin
$40K$31,895
$50K$39,869
$60K$47,843
$75K$59,804
$80K$63,791
$100K$79,739
$120K$95,686
$150K$119,608

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Save ~$1,430/moon core expenses at $75K

Monthly budget at $75K โ€” Washington vs Austin

ExpenseWashingtonAustin
Monthly take-home$4,378$4,741
1BR rent$3,100$1,800
Groceries$422$372
Transport$100$50
Utilities$190$170
Internet$75$65
Left after essentials$491$2,284

30-Year Wealth Builder

If you invest your monthly savings of $1,430 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,744,559

over 30 years compared to staying in Washington โ€” that's the real price of a city.

$1,430/mo invested

Frequently asked questions

Is Austin cheaper than Washington?

Yes. Austin has a cost of living index of 122 vs 153 for Washington (100 = US average). That's about 20% cheaper.

How much will I save moving from Washington to Austin?

On a $75K salary, moving from Washington to Austin saves roughly $1,663/month on core expenses. That's ~$19,956/year.

What salary do I need in Austin to match my Washington lifestyle?

To maintain the same purchasing power as $75,000 in Washington, you'd need roughly $59,804/year in Austin. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only