Average utility bills in Indianapolis, IN
Estimated monthly costs for a typical household ยท Q1 2026
Total monthly utilities
$267
National avg: $277/mo ยท $10 below average
Monthly bill breakdown
Electricity
Varies most by climate zone and home size.
$90/mo
-12% vs national avg ($102/mo)
Natural Gas
Higher in cold-climate cities, near zero in the South.
$70/mo
+23% vs national avg ($57/mo)
Water & Sewer
Rates set by local municipality.
$35/mo
-12% vs national avg ($40/mo)
Internet
Assumes 100 Mbps+ broadband plan.
$50/mo
-12% vs national avg ($57/mo)
Trash & Recycling
Some cities bundle this into property taxes.
$22/mo
-19% vs national avg ($27/mo)
Estimates based on EIA residential data, BLS Consumer Expenditure Survey, and ISP market surveys. Actual bills vary by home size (data assumes 1,800 sq ft), usage habits, and provider.