Earn more on every business expense. Compare the best small business credit cards ranked by rewards, perks, and annual fee value.
Chase
Rewards Rate
1x-3x
Annual Fee
$95
Intro Offer
100K pts
Regular APR
21.24%–26.24%+
Massive 100,000-point sign-up bonus and 3x on travel, shipping, and advertising (up to $150k/year). Points transfer to airline partners. The $95 fee is modest for this level of rewards.
American Express
Annual Fee
$0
Rewards Rate
2%% / 1%%
Intro Offer
$250
Regular APR
18.49%-26.49%
Best no-annual-fee business card for straightforward cash back. 2% flat is hard to beat.
Capital One
Rewards Rate
2%
Annual Fee
$150
Intro Offer
Up to $1,200
Regular APR
N/A
Flat 2% unlimited cash back on all business purchases with no category restrictions. A charge card (must pay in full monthly), which enforces discipline but limits flexibility. Great for high-volume businesses.
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