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CompareCredit CardsBest Travel Credit Cards for Beginners

Best Travel Credit Cards to Start Earning Points & Miles 2026

Start travel hacking with the right first card — compare entry-level travel cards with big sign-up bonuses, flexible points, and no foreign transaction fees.

Independently reviewed · Verified April 2026 · No sponsored rankings
All categories

Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.

ProductAnnual FeeRewards RateIntro OfferRegular APRRatingActions
Chase logo

Chase

Chase Sapphire Preferred® Card

Editor's Choice

$95

1x-5x

60K pts

21.49%–28.49%+

4.8
Review →
Capital One logo

Capital One

Capital One Venture X Rewards Credit Card

$395

2x-10x

75K mi

19.99%–29.99%+

4.7
Review →
American Express logo

American Express

American Express® Gold Card

$250

1x-4x

60K pts

See terms

4.7
Review →
Chase logo

Chase

Chase Sapphire Reserve®

$550

1x-10x

60K pts

22.49%–29.49%+

4.7
Review →
Bank of America logo

Bank of America

Bank of America® Travel Rewards credit card

$0

1.5x

25K pts

19.24%–27.24%+

4.2
Review →

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