Bank of AmericaBest for No-fee travel
Bank of America® Travel Rewards credit card
Annual Fee
$0
Rewards Rate
1.5x
Intro Offer
25,000 points
Regular APR
19.24%-27.24% Variable
Bank of America® Travel Rewards credit card
Bank of America® Travel Rewards credit card
1.5x points on all purchases. No annual fee. No foreign transaction fee.
Our take
Simple 1.5x on everything with no annual fee. Points redeem for travel statement credits. Good starter travel card.
Highlights
What we like
1.5x on all purchases with no annual fee
No foreign transaction fee
0% intro APR for 15 billing cycles
The trade-off
Lower earning rate than premium travel cards
Points only redeem as travel statement credits
Is this card right for you?
Answer a few quick questions — we'll tell you if it fits your spending habits and credit profile.
Full details
Rewards & Perks
| Rewards rate | 1.5x |
| Rewards type | Points |
| Bonus categories | 1.5x on all |
| Welcome offer | 25,000 points |
| Offer requirements | after $1,000 spend in first 90 days |
Fees & APR
| Annual fee | $0 |
| Intro APR (purchases) | 0% for 15 billing cycles |
| Ongoing APR | 19.24%-27.24% Variable |
| Foreign transaction fee | None |
Eligibility
| Recommended credit score | 670-850 |
Frequently asked questions
What credit score do I need?
This card typically requires a 670-850 credit score. Building or maintaining good credit before applying improves your approval odds.
Are there foreign transaction fees?
No — this card has no foreign transaction fee, making it an excellent choice for international travel and purchases.
How do I earn the welcome offer?
after $1,000 spend in first 90 days
Can I product-change or upgrade this card?
Many issuers allow product changes within the same card family. Contact the issuer directly after 12 months of card membership to ask about upgrade options.
Bank of America® Travel Rewards credit card