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Best Travel Credit Cards of 2026

Earn points and miles toward flights, hotels, and trips.

Independently reviewed · Verified April 2026 · No sponsored rankings
All categories
Editor's Choice

Chase

Chase Sapphire Preferred® Card

4.8

Rewards Rate

1x-5x

Best

Annual Fee

$95

Intro Offer

60K pts

Regular APR

21.49%–28.49%+

The go-to travel card for many. Strong sign-up bonus, flexible points, and 3x on dining. Annual fee is justified by the value for frequent travelers.

Capital One

Capital One Venture X Rewards Credit Card

4.7

Rewards Rate

2x-10x

Best

Annual Fee

$395

Intro Offer

75K mi

Regular APR

19.99%–29.99%+

Premium travel card with a reasonable annual fee offset by $300 travel credit and 10,000 anniversary miles. Simple 2x on everything.

American Express

American Express® Gold Card

4.7

Rewards Rate

1x-4x

Best

Annual Fee

$250

Intro Offer

60K pts

Regular APR

See terms

Strong rewards for food and travel. Annual fee is offset by dining and Uber credits for many cardholders.

Chase

Chase Sapphire Reserve®

4.7

Rewards Rate

1x-10x

Best

Annual Fee

$550

Intro Offer

60K pts

Regular APR

22.49%–29.49%+

The ultimate travel card with a $300 annual travel credit, Priority Pass lounge access, and 10x on Chase Travel. Best for frequent travelers who can offset the $550 fee with credits and perks.

Bank of America

Bank of America® Travel Rewards credit card

4.2

Annual Fee

$0

Best

Rewards Rate

1.5x

Intro Offer

25K pts

Regular APR

19.24%–27.24%+

Simple 1.5x on everything with no annual fee. Points redeem for travel statement credits. Good starter travel card.

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