5 top-rated best auto insurance providers available in Honolulu, HI. Compare coverage options and get quotes.
Avg $1,547/yr. Lowest rates for most good drivers. 15+ discount categories.
Avg $1,789/yr. #1 J.D. Power claims satisfaction. 19,000+ local agents.
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Avg $1,180–$1,500/yr. Military & veterans only. Top-rated customer service.
GEICO Auto Insurance is a top-rated provider of best auto insurance in Honolulu, HI. Insurance availability and rates vary by zip code — always compare at least 3 quotes for your specific address.
Yes — insurance rates vary significantly within Honolulu, HI based on your specific zip code, local claims history, weather risks, and traffic density. Honolulu's above-average cost of living (COL 186) can mean slightly higher insurance premiums than rural areas.
Rates vary by zip code and individual factors · Get personalized quotes · Q1 2026