Progressive Auto Insurance
Progressive
4.3
Avg $1,611/yr. Best rates for high-risk drivers. Snapshot usage-based program.
Editorial score
4.3 / 5
Product type
auto insurance
Our take
Progressive offers the most competitive rates for drivers with a DUI or at-fault accident. The Snapshot usage-based program can save safe drivers up to 30%. Also the only major carrier offering gap insurance.
Pros and cons
Pros
- +Best rates for high-risk drivers
- +Best rates for high-risk drivers
- +Snapshot program saves up to 30%
- +Snapshot program saves up to 30%
- +Only major carrier with gap insurance
- +Only major carrier with gap insurance
Cons
- −Customer service below average
- −Customer service below average
- −Rates higher than GEICO for clean records
- −Rates higher than GEICO for clean records
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Full details
| best for | High-risk drivers, DUI history, at-fault accidents |
| headline metric | From ~$125/mo |
| secondary metric | Snapshot saves up to 30% |
| avg annual premium | 1611 |
| discount highlights | Snapshot usage-based, multi-policy, homeowner, continuous coverage |
Frequently asked questions
What should I compare besides premium for Progressive Auto Insurance?
Look at coverage limits, deductibles, exclusions, and customer service reputation. The cheapest quote is not always the best value if coverage is weaker.
Is Progressive Auto Insurance right for me?
Progressive offers the most competitive rates for drivers with a DUI or at-fault accident. The Snapshot usage-based program can save safe drivers up to 30%. Also the only major carrier offering gap insurance.
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Verified Apr 2026
Progressive Auto Insurance