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CompareLoansBest Personal Loans for Debt Consolidation

Best Personal Loans for Debt Consolidation 2026

Compare personal loans to consolidate high-interest debt — lower your APR, simplify multiple payments into one, and get out of debt faster.

Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.

ProductAPR RangeLoan AmountTermOrigination FeeRatingActions
Upstart logo

Upstart

Upstart Personal Loan

6.40%–35.99%

$1k–$50k

36–60 mo

0–12% of loan amount

4.3
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LightStream logo

LightStream

LightStream Personal Loan

7.99%–25.99%

$5k–$100k

24–84 mo

None

4.5
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Discover Bank logo

Discover Bank

Discover Personal Loans

7.99%–24.99%

$3k–$40k

36–84 mo

None

4.4
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SoFi logo

SoFi

SoFi Personal Loan

Editor's Choice

8.99%–25.81%

$5k–$100k

24–84 mo

None

4.6
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