Discover Personal Loans
Discover Bank
4.4
7.99%–24.99% APR$2,500–$40,000Fee: NoneMin credit: 660+
APR Range
7.99%–24.99%
Loan Amount
$2,500–$40,000
Term
36–84 mo
Origination Fee
None
Our take
Discover offers competitive rates with no origination fee and next-business-day funding. Trusted brand with 24/7 support.
Is this right for you?
Sign up (free) and we'll tell you if this loan fits your specific budget and goals.
Check my fit →Takes 2 minutes · No credit check
Full details
| Minimum loan amount | $2,500 |
| Maximum loan amount | $40,000 |
| Lowest APR | 7.99% |
| Highest APR | 24.99% |
| Shortest term | 36 months |
| Longest term | 84 months |
| Origination fee | None |
| Minimum credit score | 660+ |
| Funding speed | Next business day |
Frequently asked questions
What is the APR range for Discover Personal Loans?
Discover Personal Loans offers APR from 7.99% to 24.99%. Your actual rate depends on creditworthiness, loan amount, and term length.
How much can I borrow with Discover Personal Loans?
Loan amounts range from $2,500 to $40,000. The amount you qualify for depends on your income, credit score, and existing debt.
What credit score do I need for Discover Personal Loans?
A minimum credit score of 660 is typically required. However, meeting the minimum doesn't guarantee approval — lenders also consider income, debt-to-income ratio, and employment history.
Does Discover Personal Loans charge an origination fee?
No, Discover Personal Loans does not charge an origination fee, which means 100% of your approved loan amount is disbursed to you.
How fast can I get funded with Discover Personal Loans?
Discover Personal Loans typically funds loans within Next business day. Actual funding time may vary based on verification requirements and your bank.
Is Discover Personal Loans worth it?
Discover offers competitive rates with no origination fee and next-business-day funding. Trusted brand with 24/7 support.
Related guides
Verified Apr 2026
Discover Personal Loans