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Best Loans for Self-Employed Borrowers
Lenders that accept bank statements and 1099s instead of W-2s — ideal for freelancers and business owners.
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| Product | APR Range | Loan Amount | Term | Origination Fee | Rating | Actions |
|---|---|---|---|---|---|---|
 Upstart Upstart Personal Loan | 6.40%–35.99% | $1k–$50k | 36–60 mo | 0–12% of loan amount | 4.3 | |
 LightStream LightStream Personal Loan | 7.99%–25.99% | $5k–$100k | 24–84 mo | None | 4.5 | |
 Discover Bank Discover Personal Loans | 7.99%–24.99% | $3k–$40k | 36–84 mo | None | 4.4 | |
 SoFi SoFi Personal Loan Editor's Choice | 8.99%–25.81% | $5k–$100k | 24–84 mo | None | 4.6 | |
 LendingClub Bank LendingClub Personal Loan | 8.99%–36.00% | $1k–$40k | 36–60 mo | 1–6% of loan amount | 4.2 |