Marcus Student Loan Refinance
Marcus by Goldman Sachs
4.4
5.99%–9.99% APR$5,000–$300,000Fee: NoneMin credit: 660+
APR Range
5.99%–9.99%
Loan Amount
$5,000–$300,000
Term
60–240 mo
Origination Fee
None
Our take
Backed by Goldman Sachs, Marcus provides a trusted refinancing option with a low rate ceiling and no fees.
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Full details
| Minimum loan amount | $5,000 |
| Maximum loan amount | $300,000 |
| Lowest APR | 5.99% |
| Highest APR | 9.99% |
| Shortest term | 60 months |
| Longest term | 240 months |
| Origination fee | None |
| Minimum credit score | 660+ |
| Funding speed | 2–4 weeks |
Frequently asked questions
What is the APR range for Marcus Student Loan Refinance?
Marcus Student Loan Refinance offers APR from 5.99% to 9.99%. Your actual rate depends on creditworthiness, loan amount, and term length.
How much can I borrow with Marcus Student Loan Refinance?
Loan amounts range from $5,000 to $300,000. The amount you qualify for depends on your income, credit score, and existing debt.
What credit score do I need for Marcus Student Loan Refinance?
A minimum credit score of 660 is typically required. However, meeting the minimum doesn't guarantee approval — lenders also consider income, debt-to-income ratio, and employment history.
Does Marcus Student Loan Refinance charge an origination fee?
No, Marcus Student Loan Refinance does not charge an origination fee, which means 100% of your approved loan amount is disbursed to you.
How fast can I get funded with Marcus Student Loan Refinance?
Marcus Student Loan Refinance typically funds loans within 2–4 weeks. Actual funding time may vary based on verification requirements and your bank.
Is Marcus Student Loan Refinance worth it?
Backed by Goldman Sachs, Marcus provides a trusted refinancing option with a low rate ceiling and no fees.
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Verified Apr 2026
Marcus Student Loan Refinance