US Bank Auto Loan
US Bank
4.3
6.74%–22.74% APR$5,000–$100,000Fee: NoneMin credit: 660+
APR Range
6.74%–22.74%
Loan Amount
$5,000–$100,000
Term
12–84 mo
Origination Fee
None
Our take
US Bank offers the convenience of a major national bank with competitive auto loan rates and in-branch support.
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Full details
| Minimum loan amount | $5,000 |
| Maximum loan amount | $100,000 |
| Lowest APR | 6.74% |
| Highest APR | 22.74% |
| Shortest term | 12 months |
| Longest term | 84 months |
| Origination fee | None |
| Minimum credit score | 660+ |
| Funding speed | 1–2 days |
Frequently asked questions
What is the APR range for US Bank Auto Loan?
US Bank Auto Loan offers APR from 6.74% to 22.74%. Your actual rate depends on creditworthiness, loan amount, and term length.
How much can I borrow with US Bank Auto Loan?
Loan amounts range from $5,000 to $100,000. The amount you qualify for depends on your income, credit score, and existing debt.
What credit score do I need for US Bank Auto Loan?
A minimum credit score of 660 is typically required. However, meeting the minimum doesn't guarantee approval — lenders also consider income, debt-to-income ratio, and employment history.
Does US Bank Auto Loan charge an origination fee?
No, US Bank Auto Loan does not charge an origination fee, which means 100% of your approved loan amount is disbursed to you.
How fast can I get funded with US Bank Auto Loan?
US Bank Auto Loan typically funds loans within 1–2 days. Actual funding time may vary based on verification requirements and your bank.
Is US Bank Auto Loan worth it?
US Bank offers the convenience of a major national bank with competitive auto loan rates and in-branch support.
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Verified Apr 2026
US Bank Auto Loan