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Best Investment Accounts for Beginners 2026
Start investing with as little as $1 — compare Roth IRAs, traditional IRAs, and brokerage accounts for new investors, with index fund recommendations and step-by-step guidance.
Independently reviewed · Verified April 2026
All account types Advertiser Disclosure: WealthSpott may earn a commission if you apply through our links. This never influences our rankings or editorial opinions — we evaluate products independently. Learn how we rate products.
| Product | Pricing | Account Min | Key Feature | Rating | Actions |
|---|---|---|---|---|---|
Wealthfront Wealthfront Editor's Choice | 0.25% annual fee | $500 | Direct indexing at $100K+ | 4.6 | |
Betterment Betterment | 0.25% annual fee | $0 | $0 minimum (Digital) | 4.5 | |
Charles Schwab Schwab Intelligent Portfolios | $0 management fee | $5K | $5K minimum | 4.4 | |
 SoFi SoFi Automated Investing | $0 management fee | $1 | $1 minimum | 4.2 |