Schwab Intelligent Portfolios
Charles Schwab
4.4
$0 management fee. $5,000 min. Tax-loss harvesting at $50K+. Schwab ETFs.
Editorial score
4.4 / 5
Product type
robo advisor
Our take
Schwab Intelligent Portfolios is the only major robo-advisor with zero management fees. Tax-loss harvesting kicks in at $50K+. Built on Schwab's low-cost ETFs with the backing of a $9.92T institution.
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Full details
| key features | No management fee, automatic rebalancing, tax-loss harvesting at $50K+, Schwab ETFs |
| management fee | $0 |
| account minimum | $5,000 |
| headline metric | $0 management fee |
| secondary metric | $5,000 minimum |
Frequently asked questions
What fees should I watch for with Schwab Intelligent Portfolios?
Check expense ratios on funds, trading commissions, account maintenance fees, and margin rates if you borrow. Fee-free trading does not always mean zero costs.
Is Schwab Intelligent Portfolios a good fit for beginners?
Schwab Intelligent Portfolios is the only major robo-advisor with zero management fees. Tax-loss harvesting kicks in at $50K+. Built on Schwab's low-cost ETFs with the backing of a $9.92T institution.
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Verified Apr 2026
Schwab Intelligent Portfolios