Betterment
Betterment
4.5
0.25% fee (Digital). $0 min. Tax-coordinated portfolio. Premium tier at 0.65%.
Editorial score
4.5 / 5
Product type
robo advisor
Our take
Betterment is the most beginner-friendly robo-advisor with $0 minimum for Digital tier, goal-based planning, and tax-coordinated portfolio placement. Premium tier (0.65%, $100K min) adds access to human financial advisors.
Is this right for you?
Sign up (free) and we'll tell you if this product fits your specific budget and goals.
Check my fit →Takes 2 minutes · No credit check
Full details
| key features | Goal-based investing, tax-coordinated portfolios, tax-loss harvesting, human advisors (Premium) |
| management fee | 0.25% Digital / 0.65% Premium |
| account minimum | $0 |
| headline metric | 0.25% annual fee |
| secondary metric | $0 minimum (Digital) |
Frequently asked questions
What fees should I watch for with Betterment?
Check expense ratios on funds, trading commissions, account maintenance fees, and margin rates if you borrow. Fee-free trading does not always mean zero costs.
Is Betterment a good fit for beginners?
Betterment is the most beginner-friendly robo-advisor with $0 minimum for Digital tier, goal-based planning, and tax-coordinated portfolio placement. Premium tier (0.65%, $100K min) adds access to human financial advisors.
Related guides
Verified Apr 2026
Betterment